Send money to the United States

Whether you’re buying an overseas property, moving abroad or sending money to friends and family, Moneycorp is here to help

Send money to the United States

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Would you like to know how to send money to the United States? We’re here to explain the payment process, ensuring that you have all the information that you need to make a money transfer in a secure, convenient manner. As you’ll see, getting started with a Moneycorp account is quick and straightforward. Once you’ve finished setting it up, you’ll be able to send your money to America; we’ll convert your pounds to dollars at a competitive rate and help you save money with our low international fees. We also have the answers to any questions that you might have about how to send money to the United States from the UK.

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Sign up

You can sign up online or over the phone for either a personal or business account with Moneycorp.

Set up a payment to the USA

Set up a payment to the USA

After you’ve added a new recipient or chosen from a list of your existing recipients, you’ll need to specify how much you’d like to transfer to the United States.

Set up a payment to the USA

We'll make your payment

We’ll exchange your pounds to dollars and ensure that your payment arrives on time.

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Save time and money when you send money to United States

3 minute read

It only takes a few minutes to sign up for a Moneycorp account. Once you have done this, you can add funds to your account via debit card or bank transfer. You’ll then be able to exchange your pounds to US dollars and make international payments without any hassle. With Moneycorp, you can exchange 33 currencies online and more than 120 currencies over the phone.

You also have the option of setting up a Regular Payment Plan. This allows you to set up an international direct debit to the United States of America on a weekly or monthly basis.


Can you transfer money from UK to the United States online?

It couldn’t be easier to make a money transfer to the United States from our online platform. Start by navigating to the ‘Send a Payment’ page, and then either add a new recipient or select an existing one. Once you’ve specified how much money you’d like to exchange, we’ll process your online money transfer, and your money will be safely on its way to your recipient.

Your online account grants you 24/7 access to your funds. You’ll have the option of setting up exchange rate alerts for the GBP to USD exchange rate; we’ll notify you via email and/or text (SMS) message if the rate has moved to your desired level. Should you need any help, our experienced team of currency specialists will be on hand to offer any assistance that you may require, and they’ll be happy to help you make international payments over the phone.


Send money to the United States with Moneycorp

Our global payment solutions will meet all your needs, whether you’re looking to make regular payments to the United States, thinking about investing in New York real estate or seeking to emigrate. You can make international transfers online or over the phone when you partner with Moneycorp, and our dedicated team of foreign exchange experts will be on hand to ensure that you save money with our competitive rates. We are proud to offer fee-free online international transfers; the only fees that we charge are for our Regular Payment Plan, which enables you to set up an automated payment schedule, and for payments made via telephone. Using Moneycorp’s services is one of the fastest and most secure ways to transfer money to the United States of America.


Common questions about sending money to USA

How long will a payment to the United States take?

Most payments that you make to the United States via Moneycorp arrive within 1-2 working days, and you can track your payments and view your full transaction history with our online dashboard. Regardless of how much money you wish to send, we’ll ensure that your payment arrives on time; large money transfers do not take longer to arrive than smaller transfers.

1/22/2021 9:01:56 AM

How much does it cost to send money to the United States?

We offer fee-free online international transfers to the United States, which means that you’ll benefit from our competitive exchange rates and gain access to a wide range of FX tools without having to worry about any additional costs. You will only be required to pay online fees if you decide to use a Regular Payment Plan to automate your recurring payments.

Over-the-phone transfers to America cost a flat rate of £15, which makes Moneycorp an economical option for large money transfers.

1/22/2021 9:02:09 AM

What information do I need for a bank transfer to the United States?

If you wish to make a payment to the United States, we’ll need you to provide us with the following details from the recipient:

  • Their full name and address
  • Their bank name
  • Their bank account number
  • Their BIC/SWIFT code

You will need to provide a BIC/SWIFT code if you are transferring funds to the United States from a country that also uses the SWIFT system method for international payments, such as the UK. Read our in-depth guide for more information regarding BIC/SWIFT codes.

Please note that ABA routing codes are only used for domestic transfers within the United States.

1/22/2021 9:02:20 AM

Is it safe to send money online to the United States?

As an Authorised Payment Institution, we’re regulated by the FCA for the provision of payment services. It’s safe, therefore, to make online money transfers to the United States with Moneycorp; we’ll flag suspicious transactions in your account, and you can rest assured that your payment details and personal information will be protected.

1/22/2021 9:02:32 AM

Is there a limit on how much money I can send to the United States?

There is an upper limit of £100,000 on personal transfers that can be made through our online platform to the United States. There is no upper limit, however, on transfers made over the phone, and so you will need to contact your Moneycorp account manager by telephone if you wish to make larger payments from the UK to America.

1/22/2021 9:17:08 AM

Can I send money to all American banks through my Moneycorp account?

With Moneycorp, you can make payments to most of the major banks in the United States, including but not limited to:

  • Bank of America
  • Wells Fargo
  • Citibank
  • JPMorgan Chase & Co
  • TD Bank
  • Bank of New York
  • State Street
  • PNC Financial Services
  • U.S. Bancorp
  • Capital One

If the bank that you need is not included in this list, it is not necessarily the case that we’d be unable to facilitate your payment. Speak with our team of specialists to find out more.

1/22/2021 9:17:23 AM

What is the current GBP to USD exchange rate?

At the beginning of 2023, the British Pound to US dollar exchange rate was 1.21. As with all exchange rates, however, this rate is subject to constant change. Use our Currency Zone to stay up to date with the British Pound to US dollar exchange rate.

What is the best time to transfer money from the UK to the United States of America?

There isn’t a ‘one size fits all’ answer to this one. Economic conditions change on a daily basis, with constant fluctuations in inflation and interest rates, and these in turn have an impact on the GBP to USD exchange rate.

We advise, therefore, that you set up a rate alert for your desired exchange rate. We’ll notify you via email and/or text (SMS) message if the rate has moved to your target level, making it far easier for you to get the best value for money when sending money to the United States of America, and without you having to constantly check the exchange rates!

GBP to USD exchange rate

GBP to USD exchange rate

Track the pound to dollar rate with our live currency chart. 

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FX business solutions

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