Moving house is a major undertaking in any situation but for anyone moving overseas, there are additional considerations to make sure that the move goes smoothly. The best approach is to accept all the help that is available and take a methodical approach to work through all the required paperwork and processes. A resettlement agent should have information that can help with your move, and in many cases could be able to put you in touch with any local ex-pat groups who may have invaluable insider tips based on their own experience.
There are many tasks you can start quite some time prior to moving, and working in advance can take some of the stress and pressure out of the process. For example, three to six months before you head for your new home, your ‘to do list’ could include:
✔ Get quotes for international removals and for your flights before booking a shipment;
✔ Ask your medical centre and dentist for hand-over files;
✔ Ensure you have a complete visa, and have the paperwork to confirm your medical examination and the results of police checks where required;
✔ Request up-to-date assessments on any savings and pensions. A pension transfer specialist can assess your UK pension(s) and what the tax implications may be if you move abroad;
✔ If required, ensure that your children are enrolled in a local school well in advance of arrival;
✔ Ensure any pets are fully inoculated and fit to travel;
✔ Consider making a power of attorney if you wish for a family member or trusted friend to handle your financial affairs in the UK.
As the move draws closer, there are more details to complete. At least a month before moving:
✔ Notify your electoral office about redirecting voting forms;
✔ Ask for a copy of your no-claims bonus from your insurer;
✔ Arrange private health care provision in advance – and bear in mind that health provision varies from country to country;
✔ Organise an international SIM card to save money on calls when you first arrive abroad;
✔ Set up a redirection service for your mail.
This isn’t an exhaustive list; that’s why it’s worth making use of specialist knowledge where you can. We have extensive experience in helping our customers buy homes overseas and our expert team are on hand to advise you on the best ways to manage your finances with a range of products which help you to manage international transfers and payments in order to secure your new home.
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