Expert Guidance On International Money Transfers Since 1979

UK high-street banks are still the first port of call for many individuals and businesses with international payment needs. However, banks typically charge very high fees, yet offer a less specialised, less extensive service compared to other providers.

With over 40 years' experience specialising in international payments, we typically offer more competitive rates, lower fees and a broader range of tools to our customers, as well as our renowned personal touch that many banks are unable to offer.

With a personal account, you can track and 'lock in' a favourable exchange rate for up to two years. You can also set up a Regular Payment Plan so your transfers occur on time, automatically, and at an exchange rate agreed by you. You can also manage your payments 24/7 via our secure online platform, though your personal Relationship Manager is always on hand to help.

To explore the full range of services for Personal Account holders, click here.

With a business account, you similarly enjoy access to tools such as a Forward Contract, Spot Contract, Market and Stop-Loss orders, as well as automated payments and expert guidance on demand. Additional services for business customers include risk assessment and a bespoke FX strategy tailored to your company's goals, helping you limit losses and thrive internationally.

To explore the full range of services for Business Account holders, click here.

The account opening process is simple and takes just a few minutes to complete.

Online money transfers will typically take 2-3 working days.

Some online payments can even be same day delivery, but it depends on the currency.

In most cases, no, as your information will be verified automatically during the account opening process. 

However, sometimes this verification comes back inconclusive, in which case we will require a proof of address and a proof of identity document. The full list of documents we accept can be found in the ‘Signing up’ section.

We can accept payment by debit card via our online platform or a wire transfer from your bank to us. Alternatively, you can visit your local bank branch to make a transfer. You can also use your online banking, your mobile banking app, or telephone banking if you have this set-up. 

If any of these payment methods are not suited to you, we are also able to accept cheques. However, please note that this is liable to lead to a delay in your transfer as the funds may take longer to clear before we can proceed.

Please note, that for security reasons, we are unable to take payments by card over the telephone.

The minimum amount you can transfer online is £50, or the equivalent in whichever currency you’re converting.

The maximum amount you’re able to send with us online is £100,000, or the equivalent in whichever currency you’re transacting. If you have a purchase larger than this, please call us on 0207 043 3000 (for personal customers) or 0203 925 6142 (for business customers) and our dedicated team will help you to facilitate the trade.