FAQs

About explorer multi-currency card

What can you tell me about the 3 new currency wallets you have added to my explorer MasterCard?

We are delighted to inform you that we have added the following 3 additional currency wallets to your explorer multi-currency MasterCard:

  • Turkish Lira (TRY)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)


You don’t need to do anything, the new currency wallets are already available in your explorer card account, ready for you to add funds to and use on your travels.

Please click here to get more info on fees, limits and full terms and conditions.

What is a multi-currency prepaid card and what are the benefits?

Explorer multi-currency MasterCard® is a prepaid card, which you can load with several currencies and then use to access your travel money at millions of locations and ATMs worldwide.

You can use your explorer card just like you would your debit card; however, there is no link to your bank account and in addition to withdrawing local currency whilst you’re abroad, the card can also be used in shops and online.

Key benefits:

- Load multiple currencies onto one card, online or at any moneycorp branch

  • British Pounds (GBP)
  • Euros (EUR)
  • US Dollars (USD)
  • Australian Dollars (AUD)
  • New Zealand Dollars (NZD)
  • Canadian Dollars (CAD)
  • South African Rand (ZAR)
  • Turkish Lira (TRY)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)

- Lock in exchange rates on your selected currencies before you travel every time you load or reload your card.

- Transfer any left-over travel money to any of your currency wallets.
- Enjoy preferential  starcard rates† when you buy your travel money.
- Access to our UK based 24/7 Card Services team if your card is lost, stolen or damaged.

† The preferential moneycorp starcard rates are calculated by reducing the moneycorp retail margin when you top up your explorer card or purchase travel money in any moneycorp branch

There are  some countries and geographic regions where the use of the explorer card is currently prohibited. If you attempt to withdraw cash from an ATM, or use your card at shops, restaurants, hotels and online in any of these countries or geographic regions, your request will be declined and the reason given as ‘Decline, prohibited country’.

The countries and geographic regions where the use of the explorer card is currently prohibited are:

Iran 
North Korea
Sudan 
Syria 
• Crimea

What type of cards do you offer?

We offer two types of prepaid cards. 

There are no fees upon application for either card, however, please refer to our fees and limits for other usage fees that may apply.  

Red Card:

The red explorer card is available online and to moneycorp international payments customers only.  

You are able to:

- Link the card with your moneycorp online account and enjoy the same rewards and benefits available on the starcard.  

- Load funds from your moneycorp online account in any of the available explorer card currencies.  

- Unload available funds from the card to your moneycorp online account  

- Enjoy preferential† rates when purchasing your travel money at any of our central London or airport branches.                 

† The preferential moneycorp starcard rates are calculated by reducing the moneycorp retail margin when you top up your explorer card or purchase travel money in any moneycorp branch

How do I apply for a red explorer card?

You can apply for a red explorer card via your moneycorp online account.

White Card:

The white explorer card is available to customers who do not currently have a moneycorp online account. The white card allows you to load funds online -  via your explorer card customer account and still enjoy preferential† rates if you decide to purchase your travel money at any of our central London or airport branches.  

† The preferential moneycorp starcard rates are calculated by reducing the moneycorp retail margin when you top up your explorer card or purchase travel money in any moneycorp branch.

To find out more about the exclusive rates offered on your explorer card, please visit www.moneycorp.com\moneycorp-starcard

How do I apply for a white explorer card?

You can apply for a white explorer card online at www.moneycorpcard.com, or at any of our central London or airport branches. 

When applying for a card in branch, please make sure you carry the following documents with you:

- Passport and EU/EEA Driving Licence

or

- EU/EEA National ID card and EU/EEA Driving Licence

For a full list of branches, click here

How many cards can I have?

You can only have one active explorer card (red or white) at any given time. Additional card users are not permitted. 

How can I get an explorer card?

In order to apply you must be a UK resident, aged 18 or over.

If you’re an international payments customer you can apply for a red explorer card online, via your moneycorp online account.

If you’re not an international payments customer you can apply for a white explorer card both online by clicking here or at any of our central London or airport branches. 

When applying for a card in branch, please make sure you carry the following documents with you:

- Passport and EU/EEA Driving Licence

or

- EU/EEA National ID card and EU/EEA Driving Licence

For a full list of branches, click here

I have just ordered an explorer card - what happens now?

If you have purchased your card online:

- Delivery: the card will be with you between 7-10 days from the date of application 

- Activation: you will need to activate your card before you can start using it by contacting Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK) 

- PIN: the PIN will be revealed to you over the phone as part of the card activation

 

If you have applied for the card at one of our branches: 

- Activation: the card will be activated in branch and will be ready for you to use immediately

- PIN: the PIN will be inside the pouch that also contains your new card

How do I change my PIN?

You can change your PIN at any UK ATM that displays the MasterCard® Acceptance Mark and has a ‘PIN change’ function on the list of options from which to choose.

What if an ATM asks for a six-digit PIN?

In some countries, you may be asked for a six-digit PIN when using an ATM. However, explorer card uses a standard four digit PIN, which will still be accepted if the ATM has been set up correctly in compliance with MasterCard regulations.

If you need assistance with any PIN issues, please call Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK).  

What if I have forgotten my PIN?

Automated PIN reminders are available by contacting Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK). This service is available 24 hours a day, 7 days a week.

How do I reload my card?

You can reload your card online or at any moneycorp branch.

Reload online:

Please note that before you can start to manage your card online you have to register it here first. 

Once you’re up and running online you will be able to reload funds in any of the available currencies and transfer funds from one wallet to another.


Payment method:

A debit card registered to your current address is the only form of payment that can be used to reload funds online. 


If you’re an existing international payments customer you can

- Link the card with your moneycorp online account and enjoy the same rewards and benefits available on the starcard.  
- Load funds from your moneycorp online account in any of the available explorer card currencies.  
- Unload available funds from the card to your moneycorp online account  
- Enjoy preferential† rates when purchasing your travel money at any of our central London or airport branches.     


Please check our fees and limits for any applicable load limits that may apply. 

† The preferential moneycorp starcard rates are calculated by reducing the moneycorp retail margin when you top up your explorer card or purchase travel money at any moneycorp branch


Reload in branch:

To reload your explorer card in branch, simply present your card to a member of staff.


Payment method:

Both cash and a debit/credit card can be used to reload your card in branch. Please check our fees and limits for any applicable load limits that may apply. 

Using your card

Where can I use my explorer multi-currency card?

You can use your explorer card online and at millions of locations and ATMs worldwide. 

There are some countries and geographic regions where the use of the explorer card is currently prohibited. If you attempt to withdraw cash from an ATM, or use your card at shops, restaurants, hotels and online in any of these countries or geographic regions, your request will be declined and the reason given as ‘Decline, prohibited country’.

The countries and geographic regions where the use of the explorer card is currently prohibited are:

Iran 
North Korea
Sudan 
Syria
• Crimea  


Your explorer card cannot be used for any of the following:

Money transfers (i.e. – the sending of funds to a third party)
Accessing money transfers
Cash back services
Purchasing goods or services from adult internet sites or gambling locations 
Any other activities which are considered unlawful


You must comply with all laws and regulations (including any foreign exchange controls) in respect of the card in the country of use.

Can I use my explorer card for hotel and car hire transactions?

It is not recommended that you use your explorer card for car hire, hotel reservations or on board cruises. This is because these merchants cannot predict exactly how much you will spend and typically reserve a greater amount than the final bill is expected to be (for example to cover for damages or mini bar usage). While this money is reserved, you will not be able to spend it.

You may therefore prefer to use a different card for reservations and then use your explorer card to settle the final bill.

Can I use my explorer card to pay for restaurant or bar transactions?

Yes, you can use your card for restaurant or bar transactions. You should be aware that when you use your card in a restaurant or bar, the initial amount held from your available funds may exceed the actual transaction amount by 20%. This is called ‘tolerance’ and is to allow for any service charges or tips that you agree to add onto the bill.

If no service charges or tips are added to your bill, this 20% ‘padding’ will be returned to your available balance when the merchant requests payment or within 7 working days, whichever takes place first. 

 

I don’t have as much money available on my explorer card as I thought. Why is this? 

When using your explorer card at some merchants (see table below), you may be required to have an available card fund greater than the value of the transaction you wish to make. This is because: (i) a merchant may request more funds than you initially authorised to cover the amount of the transaction (e.g. the meal or bar bill) plus an additional gratuity, tip or service charge agreed by you; or (ii) in the case of an automated fuel pump transaction, to ensure there are sufficient funds available to cover the final cost of the transaction. 

The addition of this percentage or fixed amount to the amount of the transaction authorised by the merchant is called ‘tolerance’. Tolerance is only applied to certain merchant categories listed below. 

MERCHANT CATEGORY TOLERANCE (% of authorised amount)
Bars (or other similar drinking places) 20%
Restaurants (or other similar drinking places)
20%
Automated fuel dispensers GB £50 or currency equivalent

 

Please see ‘How much more than the bill amount do I need to have on my card for transactions at bars, restaurants, and petrol stations?’ for further information on the additional amounts required.

You may also find that you have less money available on the card than you thought because you have used your explorer card as pre-authorisation of a final payment. Please see ‘What is pre-authorisation ?’ for more information on this.

Please also see the ‘Using the Card’ section of your card terms and conditions


How much more than the bill amount do I need to have on my explorer card for transactions at bars, restaurants, and petrol stations?

When using your explorer card at the merchants listed below a percentage or a fixed amount may be added to the amount of the transaction when it is submitted by the merchant for authorisation. The addition of this percentage or fixed amount to the transaction amount authorised by the merchant is called ‘tolerance’. This means that the value of the transaction plus the tolerance percentage or flat amount is reserved (‘ring-fenced’) from your available card fund.

The table below sets out the typical percentage or fixed rate that may be added to the value of the transaction. 

MERCHANT CATEGORY TOLERANCE (% of authorised amount)
Bars (or other similar drinking places) 20%
Restaurants (or other similar drinking places)
20%
Automated fuel dispensers GB £50 or currency equivalent

 

For example, you have lunch at a restaurant and the total bill is US$50.00. You are required to have an available card fund or currency equivalent of at least US$60.00 for the transaction to be authorised ($50 + 20% tolerance ($10) = $60.00). You will only be charged for the actual and final amount of the transaction you sign for or validate by PIN. 

Please see ‘When I use my card at a bar, restaurant, or petrol station, how long are the funds reserved for and why?’ for further information on this.

Please also see the ‘Using the Card’ section of your card terms and conditions


When I use my card at a bar, restaurant, or petrol station, how long are the funds reserved for and why?

As a merchant may not settle the final bill immediately, tolerance is applied to ensure that there are sufficient funds available when the final bill is settled. The amount authorised by the merchant plus the tolerance percentage or fixed amount is reserved from your available card fund until the merchant settles the final amount (i.e. payment is requested), at which time the exact final amount is debited from your explorer card, or for 7 days, whichever is sooner. 

If the final settlement amount exceeds the relevant available currency balance on the card, the remaining amount will be funded by converting that amount in the order of priority. Please see your explorer card terms and conditions for further information on the order of priority. The exchange rate used is the rate determined by MasterCard® to be the wholesale rate in effect on the day the transaction is processed by MasterCard plus the foreign exchange fee. Please note that the exchange rate used at the time the transaction is authorised (and the funds are reserved) may be different to the exchange rate used on the day the transaction is settled, however, you will only be charged for the actual and final amount of the transaction you sign for or validate by PIN. 

As the merchant may not settle (i.e. ask for payment) the final bill within the 7 days and in some cases may take up to 30 days to settle (at which time the funds are debited from your explorer multi-currency card), we recommend that you check your transaction history regularly via ‘My Account’ and take this into account, including the tolerance, to ensure you have sufficient funds available for your spending. Typically, a merchant will submit the settlement request within 24 hours of you authorising the transaction.

Please see ‘What happens if I do not have sufficient funds available on my card to cover the value of the transaction plus the tolerance amount? ’ for further information on this.

Please also see the ‘Using the Card’ section of your card terms and conditions

Where should I not use my card as transactions may be declined?

Your card may get declined in the following scenarios:


When you don’t have enough money on the card  to cover the purchase (be aware that some merchants, such as restaurants and car hire companies, may require the card to have an available balance greater than the purchase amount, before they will authorise the payment)
If a merchant is unable to check for authorisation (confirming that you have enough available funds) before a transaction is completed, the transaction will be declined. This could happen on board cruises, flights and trains, at motorway toll booths and some automated terminals, for example parking payment machines
If you use your card at self-service petrol pumps. You can still use your explorer card to pay for petrol inside the petrol station
When you have exceeded your daily spend limit (please refer to our fees and limits
If you try to withdraw cash from an ATM and the amount is greater than the available balance on your explorer card (including any applicable fees) or more than the ATM's issuing limit. Please note: If an ATM screen prompts you to choose 'which account?', it is recommended that you choose the 'Credit' option.

Your explorer card cannot be used for any of the following:

• Money transfers (i.e. – the sending of funds to a third party)
• Accessing money transfers
• Cash back services
• Purchasing goods from adult internet sites or gambling locations 
• Any other activities which are considered unlawful

There are some countries and geographic regions where the use of the explorer card is currently prohibited. 

If you attempt to withdraw cash from an ATM, or use your card at shops, restaurants, hotels and online in any of these countries or geographic regions, your request will be declined and the reason given as ‘Decline, prohibited country’.

The countries and geographic regions where the use of the explorer card is currently prohibited are:

Iran 
North Korea
Sudan 
Syria
• Crimea  

 

What happens if I do not have sufficient funds available in the relevant currency to cover the value of the transaction plus the tolerance amount?

If the value of the transaction plus the tolerance percentage or flat amount exceeds the relevant available currency balance on your explorer card, the remaining amount will be funded by converting that amount into the next available currency on your card in the order of priority. Please see your explorer card terms and conditions for further information on the order of priority. The exchange rate used is the rate determined by MasterCard® to be the wholesale rate in effect on the day the transaction is authorised by the merchant plus the foreign exchange fee.  

Please also see the ‘Using the Card’ section of your card terms and conditions. 


What happens if I do not have sufficient funds available in my total available card fund to cover the value of the transaction plus the tolerance amount?

If you do not have sufficient funds available in your total available card fund to cover both the value of the transaction plus the tolerance amount, the transaction may be declined. 

For example, you have lunch at a restaurant and the total bill is US$50.00. You only have US$50.00 on your explorer card and there is a 20% tolerance applied to restaurant transactions. If the restaurant tries to charge your card with US$50.00, it will be declined because 20% tolerance is added to the transaction amount and there will be insufficient funds to cover US$60.00 ($50 + 20% tolerance ($10) = $60.00). 

Please ensure you remember to take the tolerance amount into account. If you are using your explorer card at one of the merchant types where tolerance is applied, you may be unable to use your card, unless you have enough in your total available card fund to cover the addition of tolerance. If the merchant supports it however, you can use your explorer card to make a partial payment, and cover the balance with some other payment method. Just make sure you tell the cashier before you start the transaction and confirm the amount you want deducted from your card. The cashier should process your card payment first, and then accept the remainder of the balance in whichever way you want to pay it.

Please also see the ‘Using the Card’ section of your card terms and conditions. 


What if I see a transaction that I don’t recognise?

We recommend you check your transaction history at least once a month. 

If you notice a transaction on your card account that you do not recognise, please notify the Card Services without undue delay and in any event within thirteen (13) months of the transaction debit date. They will help you to check and confirm your transaction details. In the event that there’s an incorrect transaction, Card Services can start the dispute process on your behalf.

How can I access my transaction history?

You can access your explorer card transaction history online, via my account or by contacting Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK).

How much can I spend?

You can only spend the available balance on your explorer card. 

If you don’t have any funds on your card in the currency of the country you are in, or you don’t have enough funds to pay for a purchase in the relevant currency of the country you’re in, then the balance will be taken from another currency on your card in the following order of priority: GBP, EUR, USD, AUD, CAD, NZD, ZAR, TRY, CHF and AED.

A foreign exchange fee will apply (please refer to our fees and limits for more details). 


What happens if I do not have sufficient funds available in the relevant currency to cover the value of the transaction plus the tolerance amount?

If the value of the transaction plus the tolerance percentage or flat amount exceeds the relevant available currency balance on your explorer card, the remaining amount will be funded by converting that amount into the next available currency on your card in the order of priority. Please see your explorer card terms and conditions for further information on the order of priority. The exchange rate used is the rate determined by MasterCard® to be the wholesale rate in effect on the day the transaction is authorised by the merchant plus the foreign exchange fee.  

Please also see the ‘Using the Card’ section of your card terms and conditions


What happens if I do not have sufficient funds available in my total available card fund to cover the value of the transaction plus the tolerance amount?

If you do not have sufficient funds available in your total available card fund to cover both the value of the transaction plus the tolerance amount, the transaction may be declined. 

For example, you have lunch at a restaurant and the total bill is US$50.00. You only have US$50.00 on your explorer card and there is a 20% tolerance applied to restaurant transactions. If the restaurant tries to charge your card with US$50.00, it will be declined because 20% tolerance is added to the transaction amount and there will be insufficient funds to cover US$60.00 ($50 + 20% tolerance ($10) = $60.00).

Please ensure you remember to take the tolerance amount into account. If you are using your explorer card at one of the merchant types where tolerance is applied, you may be unable to use your card, unless you have enough in your total available card fund to cover the addition of tolerance. If the merchant supports it however, you can use your explorer card to make a partial payment, and cover the balance with some other payment method. Just make sure you tell the cashier before you start the transaction and confirm the amount you want deducted from your card. The cashier should process your card payment first, and then accept the remainder of the balance in whichever way you want to pay it.

Please also see the ‘Using the Card’ section of your card terms and conditions


Why is tolerance applied to chip and PIN transactions?

When using your explorer card at merchants where tolerance is applied, in some locations your card may be authorised by the merchant prior to you agreeing the final bill, e.g. where you allow your card to be swiped at a bar to open a tab. The amount authorised by the merchant at this time plus the tolerance amount is reserved from your available balance. This is the case whether your card only has a magnetic stripe or is chip and PIN.

We do not know at the time how a merchant will process a transaction and whether the merchant will initially authorise the transaction and later ask you to sign for or validate the transaction by PIN, together with an additional charge or tip agreed to by you. Therefore, a tolerance is added automatically where the merchant falls into one of the categories listed below. 
 

MERCHANT CATEGORY TOLERANCE (% of authorised amount)
Bars (or other similar drinking places) 20%
Restaurants (or other similar drinking places)
20%
Automated fuel dispensers GB £50 or currency equivalent



Please also see the ‘Using the Card’ section of your card terms and conditions.  

What is pre-authorisation?

In some places you may be asked for your explorer card as “pre-authorisation” of your final payment. It is not recommended to use your explorer card as a deposit with car hire companies, hotels or cruise lines. This is because these companies may estimate your final bill and will require a sum of money to be reserved on your card to cover this. You will not be able to spend the reserved amount for some time. You can of course use your explorer card to settle your final bill.      

How do I check my balance?

You can check your balance online, via my account, the automated card balance service (see Card Services numbers below) – or at any moneycorp branch.


Card Services:

03300 101 808 (If calling from the UK)
+44 3300 101 808 (If calling from outside the UK)  

What steps do I need to take to close my card account?

In branch

Take your explorer card and a valid photo ID (i.e. a valid passport, EU/EEA National ID card or EU/EEA Driving Licence) to a moneycorp branch and advise a member of staff accordingly. 

A full GBP refund – less any applicable fees will then be issued to you. If your card balance is not in GBP, then a moneycorp staff member will be able to advise you of the exchange rate that will be applied


By phone

Contact the Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK) and a full GBP refund – less any applicable fees will be issued to a UK bank or building society account in your name. You may also be able to redeem the balance of any unspent funds in a currency other than GBP through Card Services. Please note that your bank or building society may apply their own foreign exchange rate to convert the funds into GBP unless you have an account in the relevant currency


Online

If you are an international payments customer, you can transfer all available funds to your moneycorp online account, however, you will still need to contact Card Services to request them to close the Card account

How do I get a new explorer card or a refund of my balance, after my card has expired?

Once your explorer card has expired, you can apply for a new one.


How do I apply for a red explorer card?

You can apply for a red explorer card via your moneycorp online account


How do I apply for a white explorer card?

You can apply for a white explorer card both online by clicking here, or at any of our central London or airport branches. 

When applying for a card in branch, please make sure you carry the following documents with you:

- Passport and EU/EEA Driving Licence

or

- EU/EEA National ID card and EU/EEA Driving Licence


For a full list of branches, click here 


If you choose not to apply for a new card, simply cash out your remaining balance – less any applicable fees. Please contact Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK), or visit any moneycorp branch. International payments customers can also transfer their remaining balance to their moneycorp online account.

How do I update my personal details?

This can be done over the phone by contacting Card Services on - 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK). 

Can I update the debit card registered to my explorer card account?

Yes, you can do this online. To update your debit card details, just log into your explorer card account and follow the steps to reload your explorer card.

As part of this process you will be requested to submit your payment details. Simply include your new debit card details at this stage. Please note, your new debit card must be registered to you at the same UK address as your explorer card. 

What if my explorer card is lost, stolen or damaged?

Please contact Card Services immediately on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK). Card Services can then make the appropriate arrangements to minimise the impact on your trip, including organising emergency cash up to the available balance on your explorer card^ 


^ The emergency cash service may not be available in every country, depending on the availability of the money transfer network

What are the fees and limits on my explorer card?

Please download a full copy of our fees and limits here 

Currencies

Can I use my explorer card in countries that don’t use explorer currencies?

Yes you can. If you are spending the funds on your card in a non-explorer currency, then the best option is to keep your money in the GBP wallet, but bear in mind that a foreign exchange fee will apply. Please refer to our fees and limits for more details. 

What currency should I load my card with?

When you load your explorer card, payment will be taken in GBP, then converted into the currency wallet of your choice. If you are an international payments customer, you may be able to load the relevant currency directly onto the card, in which case no currency conversion takes place. 

We recommend you load your card with the currency (or currencies) that match your destination. If you are travelling to a country that doesn’t use one of the available currencies on your explorer card, the best option is to keep your money in the GBP wallet. If you make a transaction in a non-explorer currency, you can still use your card. We will automatically convert your available funds to pay for your purchase. Just bear in mind that a foreign exchange fee will apply (please refer to our fees and limits for more details) 

If you don’t have any funds on your card in the currency of the country you are in, or you don’t have enough funds to pay for a purchase in the relevant currency of the country you’re in, then the balance will be taken from another currency on your card in the following order of priority: GBP, EUR, USD, AUD, CAD, NZD, ZAR, TRY, CHF and AED. A foreign exchange fee will apply (please refer to our fees and limits for more details). 

What currency should I spend my money in?

We recommend you pay in the local currency of the country you are in to avoid unnecessary charges.

What if I’m offered the option to pay in GBP whilst I'm abroad?

If you use your explorer card in countries other than those that use explorer currencies, you may be asked which currency you would like to pay in. We recommend you pay in the local currency of the country you are in to avoid unnecessary charges.

Can I use my explorer card in the UK?

Yes you can, however, you will incur a 3% fee. Please refer to our fees and limits for more details.  

How can I make a complaint?

Complaints procedure

Customer satisfaction is of paramount importance to us, so please let us know if you are not happy with any aspect of our service. We assure you that we will do our best to put matters right as quickly as possible.

Firstly, please allow us the opportunity to resolve the issue through our internal complaints procedure. In the event that you are not happy with the outcome, you may be able to complain to the Financial Ombudsman Service. Please see the ‘What if I am still unhappy?’ section below for further information. 

 

By Email

If you wish to make a complaint regarding the below please email us at explorercard@moneycorp.com 

Applying for an explorer card
Registering your explorer card online
Managing your account online
Linking your International Payments account to your explorer card
Loading and unloading funds
Updating your personal details

 

By Phone

Within the UK: 0330 010 1808 
Outside the UK: +44 330 010 1808


If you wish to make a complaint regarding the items set out below or anything else; in the first instance please contact Card Services on 0330 010 1808 (if calling from the UK) or +44 330 010 1808 (if calling from outside the UK). We will try to resolve your concerns over the phone in a timely manner. Alternatively, you can e-mail
service_quality@accessprepaidww.com


Activating your explorer card
Lost and stolen card
Where and how to use your explorer card
Card fees
Transactions on your account 
Balance information
PIN services
Problems using explorer card


In writing:

Moneycorp Card Services
Access House
Cygnet Road
Hampton
Peterborough
PE7 8FJ


Important: Never send us your full card number. All we need is the last 4 digits printed on the from of your card and your name. 

What if I am still unhappy?

If your query is not dealt with to your satisfaction, you may be able to refer it to the UK Financial Ombudsman Service, an independent body established to adjudicate on eligible disputes with financial firms. Their address is:

Financial Ombudsman Service
Exchange Tower
London
E14 9SR
United Kingdom

Phone:
0800 023 4567 (calls to this number are normally free for people ringing from a "fixed line" phone – but charges may apply if you call from a mobile phone).

0300 123 9 123 (calls to this number are charged at the same rate as 01 or 02 numbers on mobile phone tariffs). 

These numbers may not be available from outside the UK – so please call +44 20 7964 0500 if you are phoning from abroad

Email: complaint.info@financial-ombudsman.org.uk

You can find more information on the UK Financial Ombudsman Service on their website: www.financialombudsman.org.uk

The European Commission has established an Online Dispute Resolution Platform (ODR Platform). It is specifically designed to help consumers resident in the European Union (EU) who have a complaint about goods or services bought online from traders established in the EU. You can submit your complaint online through the ODR platform in any of the official languages of the EU. The ODR platform can then submit your complaint to the UK Financial Ombudsman Service to facilitate resolution of your complaint.

You can access the ODR Platform by clicking on the following link: http://ec.europa.eu/consumers/odr/  

You may use the ODR service if you are an EU resident and have a complaint about a product or service purchased from us online. As the ODR platform will ultimately re-direct your complaint to the UK Financial Ombudsman Service, you may prefer to contact us or the Financial Ombudsman Service directly in the first instance.