Target a rate

The currency market can be extremely volatile, with exchange rates changing by the second. Transacting when rates are in your favour can make a big difference, and timing is crucial. That's where we come in.

"I received far more competitive exchange rates than were offered by my bank, and a really personal service to help me decide when to buy"

Duncan Lawson

Whether buying an overseas property, moving abroad or making regular international payments, market volatility could interfere with your plans.

But there are a number of ways we can help you avoid such a scenario, and get you more for your money.

  • A forward contract allows you to lock into an exchange rate for a period of up to two years. This means that if exchange rates do move against you, your rate – and therefore property purchase or transfer – remains unaffected.
  • Market orders can help you get the most for your money if you are not restricted by payment deadlines. You let us know what rate you want to trade at, and we book your deal when the market reaches that rate.
  • A foreign exchange option (provided by Moneycorp FRM) gives you the opportunity – without the obligation – to buy or sell foreign currencies at an agreed exchange rate on a fixed future date. This guarantees the rate at which you exchange.


You may also decide on a spot contract, which allows you to fix an exchange rate and apply it to a money transfer that you need to make within ten working days. There is no need for a deposit, but you need to pay us before the currency is due to be paid to your recipient. This contract type is ideal if you need to make a payment quickly but are looking for the most competitive rate available.

We can help you find the best solution
Our experts speak English, not jargon. We’ll take the time to explain everything clearly, so you’ll be able to make an informed decision about the best solution for you.

For more information from an expert call 020 7589 3000 or click here.



Foreign exchange options can carry a high level of risk to your capital and are not suitable for everyone. You should seek independent advice if necessary.

TTT Moneycorp Limited is authorised and regulated by the Financial Conduct Authority for the provision of payment services. Moneycorp Financial Risk Management Ltd is authorised and regulated by the Financial Conduct Authority for the conduct of designated investment business.